Track 1
· Forum ACapital Access & Wealth Building
Expanding capital, ownership & financial opportunity
How Birmingham can strengthen its capital ecosystem — financing, ownership, banking, and partnerships that create long-term community wealth.
Problem statement
Access to affordable and equitable capital remains one of the most significant barriers to wealth creation in Birmingham. Historical discrimination in lending, limited access to financial institutions, credit constraints, and unequal investment patterns have prevented many residents, entrepreneurs, developers, and homeowners from building assets and creating generational wealth. Closing Birmingham's wealth gap requires transforming how capital is deployed, who receives investment, and how financial systems support historically underserved communities.
Morning
10:35 AM – 12:05 PM
Expanding Access to Capital, Ownership & Financial Opportunity
Facilitator
- Minnie Freeman — President & CEO, Urban Impact
Presenters
- Councilor Clinton Woods — Birmingham City Council
- LaNeal Kelley — VP, Community & Economic Development, HOPE Credit Union
Afternoon
2:20 PM – 4:10 PM
Designing Birmingham's Capital Access Ecosystem
Facilitator
- Minnie Freeman — Urban Impact
Presenters
- Ivan Holloway — Urban Impact
- Doug Watson
Morning result: 3–5 root causes limiting equitable access. Reframed opportunity statement.
Afternoon result: 3 recommendations, 3 lead orgs, 3 outcomes, a 12-month action, a cross-sector Ask, and one scorecard metric.

